Welcome to the home page of Steve Millbern, SRA and of Millbern and Associates.  As a leading provider of residential real estate valuations for a wide array of clients, my experience includes many years servicing the needs of the general public as well as assisting attorneys, accountants, and the lending industry with a variety of valuation services.  With over 30 years of experience in the business, I have a proven track record of reducing clients' time, efforts and costs in managing the appraisal process.  My association with the Appraisal Institute (the leading appraisal trade organization in the world) and my holding of the SRA designation as an expert in the valuation of residential property underscore my commitment to uphold the highest ethics and standards of performance of the appraisal profession. 

Millbern and Associates is a leading provider of residential appraisals for:

  • Estate Valuation
  • Date of Death Valuation
  • Mediation and Arbitration
  • Divorce Valuation
  • Bankruptcy Valuation
  • Expert Witness Testimony
  • Primary and Secondary Mortgages
  • Mortgage Refinancing
  • FHA Appraisals
  • REO and Foreclosure Valuation 

 Additional Residential Valuation Services:

  • High Dollar Residences to $25 million.
  • Desk Reviews throughout California.
  • Field Reviews in Orange County and selected areas of Los Angeles, San Bernardino, Riverside, and San Diego Counties.
  • Reconciliation reviews of multiple appraisal reports.
  • Consultation with non USPAP valuation products such as AVMs and BPOs.

Our investment in training and technology has helped our customers greatly reduce their workload.  By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process.  And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.

  • Short Turn-Around Times
  • Highest-Quality Appraisal Reports
  • On-line Status Reports
  • Electronic Ordering and Delivery
  • Competitive Pricing

    Through this web site, you can perform a number of tasks.  Ordering an appraisal is just a click of a button away.  Or, spend some time and find out a bit more about the appraisal business.  The more you know, the better decisions you can make.  And check back frequently, as our content is always being updated.


  • Today's Rates:

    Mtg Loan    Rate  APR
    30-yr Fixed3.98%4.11%
    15-yr Fixed3.24%3.41%
    1-yr Adj2.74%3.4%
    * national averages




    Millbern and Associates 21142 Flametree Lake Forest, CA 92630
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